Insurance Claim – What happened next?

1. Claim Lodgement

Your insurer has received your claim and appointed UBS to assess the damages.

2. Assesment

UBS will contact you to arrange a damage assessment, which includes:

  • Review of claim circumstances
  • Detailed report of damages
  • Investigation into the cause of damage
  • Identification on any pre-existing or unrelated damages
  • Maintenance issues that could cause future damage
  • Causation analysis in relation to the PDS
  • Supporting photos
  • Scope of works with room dimensions, repair details, and estimated costs

3. Policy Coverage Determination

Your insurer will review the UBS assessment :

  • If accepted, UBS will contact you to proceed.
  • If not, your insurer will discuss the next steps with you

Note: UBS cannot provide the assessment report directly. Request it from your insurer.

 

 

4. Contract Preliminaries

If repairs are approved UBS will arrange:

  • Scope of works for your approval
  • Domestic building contract (if applicable)
  • VMIA warranty insurance (if applicable)
  • QBCC warranty insurance (if applicable)
  • Excess payment process (if applicable)

5. Repairs

Once preliminaries are complete, repairs will begin. A project coordinator will:

  • Introduce themselves and explain the repair process
  • Assign UBS trades
  • Arrange site access
  • Provide a repair timeline
  • Confirm material selections
  • Share contact details

6. Repair Completion

After repairs, your coordinator will conduct a completion check, confirming:

  • All repairs are complete per final scope and your satisfaction
  • You have received relevant documents/warranties (if applicable)
  • Feedback on UBS and partner trades


Note: UBS provides a warranty for all workmanship.

Melbourne

23 Yazaki Way, Carrum Downs Victoria 3201
Ph: 03 9701 5501
E: claims@uniquebuilding.com.au

Brisbane

Unit 2, Gardens Drive, Willawong. OLD 4110
Ph: 07 3272 6733
E: claims@uniquebuilding.com.au

Shepparton

2 Clarke Street, Shepparton, Vic 3630
Ph: 03 5831 4791
E: claims@uniquebuilding.com.au